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The Windows 10 Store is packed full of useful apps to get you through the daily grind, including a host of apps designed to address your financial interests.
Whether it is something as simple as checking on the latest stock quotes to managing your bank accounts, these Windows apps can come in handy to keep your head above the fiscal water line. In a continuing effort to introduce new and old to the Windows 10 Store, this roundup focuses on a few of the top rated financial apps offered in the Store.
As with all of our roundups, we cannot cover all the top titles in the Stores. If we have missed your favorite financial app in the Windows 10 Store, feel free to toss out your recommendation in the comments below.
The Mint.com app is available from both the Windows Phone and Windows 10 Store. It is a financial app that pulls in all your financial accounts under one roof to allow you to manage all your finances without having to bounce from app to app or website to website.
Some of the key features of Mint.com include:
- Support to see all your personal accounts such as checking, savings and credit card accounts
- Support for Start Screen/Menu live updates for your account balances
- Create and track budgets
- Track your spending
- Get bill alerts and bill reminders in the form of email, text alerts and toast notifications on upcoming bills, fees, low balances or unusual activity
You will need to create a Mint.com account (free) and the app can be pass code protected. Once a Mint.com account is created, you can authorize access to your various financial accounts and Mint.com will synchronize all the information between those accounts and your Mint.com account.
Should you lose your Windows Phone or Windows computer, you can log into your Mint.com account and de-authorize that device to prevent unauthorized access.
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Oddly, you cannot pay bills from the Mint.com app. There is, however, a Mint Bills service, which uses the same account credentials, available to pay bills from. There is not a Windows or Windows Phone app for Mint Bills.
Regardless, if you need to manage or track multiple financial accounts the Mint.com service is worth looking into. The Windows Phone app helps your monitor your financial resources on the go and the Windows version makes it convenient to view all your account from one location.
- Download Mint.com from the Windows 10 Store (Free)
- Download Mint.com from the Windows Phone Store (Free)
MoneyPoint
Similar to Mint.com, MoneyPoint is a financial app that is available from the Windows 10 Store (no Windows Phone version). The app helps you maintain your accounts, transactions, schedules, payees and budgets under one roof. You have the ability to record, categorize, reconcile and track all your day to day transactions.
In many respects, MoneyPoint is more like Quicken than Mint.com in that it doesn’t tap into your individual accounts. Instead, it relies on your input. This has its advantages in that you do not have to have a data connection to use MoneyPoint and all your data is stored locally.
Additional features of MoneyPoint include:
- Maintain, track and reconcile multiple accounts including bank accounts, credit cards, investments and more
- Password protection to keep your financial information secure
- Schedule to remind you of upcoming bills and payments
- Bulk transaction update
- Report generator that includes reports for Income/Expense, Cash Flow, Account Performance, 50-Day Projection and more
- Reports can be exported to Excel
- Create and manage budgets
- Tile and Toast notifications
- Data import support for Excel and CSV files
In just tinkering with MoneyPoint for a very short time, it comes across as a capable Windows app to help you manage your accounts. The ledger styled account view is simple to navigate around and there is a host of reports available to help you decipher your financial status.
Download MoneyPoint from the Windows 10 Store (Free)
MSN Money
MSN Money started out as one of the many Bing apps (Sports, Travel, Weather, etc.) some time ago and is available from both the Windows Phone and Windows 10 Store. Described as finance simplified, MSN Money shares the simple but effective layout this suite of apps makes work.
Key features of MSN Money include:
- Track the major financial indexes such as the New York Stock Exchange, NASDAQ, Down Jones, NIKKEI and S&P 500
- Get stock quotes, charts and detailed company profile to help manage and plot your investments
- Track your favorite stocks through the Watchlist feature (basically a favorites page)
- Track more than twenty worldwide markets
- View currency exchange rates for US Dollar to Euro, US Dollar to Japanese Yen, US Dollar to Canadian Dollar, US Dollar to British Pound and more
- Track commodity markets for prices on gold, silver, crude oil, natural gas, cotton, sugar, wheat, corn and more
- Mortgage Calculator to determine your monthly mortgage payments and graph your payment schedule
- Currency Convertor tool
- Live Tile Support
Along with all the financial data MSN Money delivers to your Windows computer or Windows Phone, you will also receive the latest financial news.
The layout with the Windows version of MSN Money is very similar to the other MSN apps in the Windows 10 Store. You have the navigation bar running down the left side of the screen with the hamburger button in the top left corner that will expand the menu. From here, you can easily navigate between all the pages of the app and access the settings. The Windows Phone version’s layout takes advantage of the panoramic design where you can scroll to the side to access the various pages.
All in all, MSN Money comes across as a solid financial app. You can log into the app with your Microsoft Live ID and the settings/preferences will be synchronized between the Windows Phone and Windows versions.
- Download MSN Money from the Windows 10 Store (Free)
- Download MSN Money from the Windows Phone Store (Free)
Spending Tracker
Tracking your expenses and income is just as an important aspect of financial management as monitoring your investments, the financial news and your bank account balance. Spending Tracker is an app that hopes to help you chart where your money is going, where it is coming from and maybe help you identify areas of expense cutting savings.
The app is available from both the Windows 10 and Windows Phone Store. The base app is free with an option to upgrade to a Pro Version ($3.99).
Key features of Spending Tracker include:
- Flexible time periods that include weekly, monthly and annual formats
- Overview of your current spending progress
- Expense and income entry can be accomplished quickly and easily
- Budget Mode allows you to set a fixed budget amount
- Editable spending and income categories
- Report generator to show you where you money is going
Additionally, if you upgrade to the Pro Version you will be able to repeat transactions daily, weekly or monthly, back up your data via DropBox and export transactions to a CSV file.
Spending Tracker offers a clean layout with a hamburger button nestled in the upper left corner to pull up navigational menus. The app has plenty of charts and graphs to visualize your spending habits and entry is straightforward. The Store reviews are positive and in dabbling with Spending Tracker for a short time, it comes across as a financial app worth considering if you need help discovering where your money is going.
- Download Spending Tracker from the Windows 10 Store (Free)
- Download Spending Tracker from the Windows Phone Store (Free)
George is the Reviews Editor at Windows Central, concentrating on Windows 10 PC and Mobile apps. He’s been a supporter of the platform since the days of Windows CE and uses his current Windows 10 Mobile phone daily to keep up with life and enjoy a game during down time.
— 4 min read
Table of Content
Note: This article is an Evergreen article. It will receive continuous updates about the listed applications. You can save it and return to it as a updated resource.
There are many commercial paid programs for personal finance management, While they come with certain features to serve a wide range of users, there are powerful free, open source competitors which are used by millions all over the world, they don’t just compete in the features, but they compete in the options they are giving to their users.
In this list, we will provide the most powerful personal finance and accounting managers for personal uses and also may be used in running small business and companies. If you are looking for open source comprehensive accounting solution we got you covered in this article: Best 20+ open source free accounting solutions.
1- Firefly
Firefly is an open source self-hosted personal finance manager, It has advanced accounting and reporting features, as double-entry accounting, advanced charts and visualization, banks management, assets accounts, and transaction monitoring and followup. There are more features, all are presented in simple user-interface, which makes it easy to use, learn. It has import/ export options allowing the user to import records from multiple sources and export to many formats.
Firefly was built using PHP and MySQL but it offers SQLite as MySQL alternative, it has extensive documentation of how to install, use and manage records. It’s developer friendly as it has powerful API with rich documentation.
- Platforms: Linux, Windows and Mac OSX.
2- KMyMoney
KMyMoney is feature-rich open source, free personal accounting manager, Though, it was released and created for Linux (KDE), it works well in different Linux desktop environments and has installation packages for Windows and Mac OSX.
KMyMoney supports double entry accounting, transaction scheduling, logging, reporting, multiple accounts and ledgers, budgets management. It comes with simple easy to use interface designed to provide a rich experience for non-technical users.
- Platforms: Linux, Windows and Mac OSX.
3- GnuCash
We have covered GnuCash, in our article ( 20 .. ), It fits the category for personal finance management software as it was designed for small companies and personal use.
GnuCash supports many features as in commercial paid software, as double-entry accounting, multiple accounts management, Scheduled Transactions, advanced reports and visualization, Statement Reconciliation, Multiple Currencies, QIF, and OFX Import which allow easy migration for much commercial accounting software.
GnuCash has multiple database supports as SQLite3, MySQL and PostgreSQL.
- Platforms: Linux, Windows and Mac OSX.
4- Skrooge
Skrooge is an advanced accounting manager, I have been using it for quite sometime, It supports accounts migrations from many accounting software including open source and commercial ones as ( KMYMONEY, Microsoft Money, GNUCASH, GRISBI, HOMEBANK and MONEY MANAGER EX ), It supports multiple accounts, advanced reporting, multiple currency and languages, and easy operations management with scheduling features.
Skrooge may be based built on KDE foundations, for KDE/ Linux desktops but it works great on other operating systems like Mac OSX and Windows. It was released as an open source under GPL V3 license.
- Platforms: Linux, Windows and Mac OSX.
5- Money Manager Ex
Money Manager Ex is an open source/ free (Libre) accounting manager for small companies and personal finance, Its features may look very similar to the software we added on this list, but It comes with more advanced options regarding mobile support, and portability. So, before we dive into its features which makes it the most powerful accounting manager on here let’s talk about its portable features and multi-platform support.
MoneyManager Ex supports Android systems, and its application gets more than 100.000 downloads and many positive reviews, It has 2 Windows versions for 32BIT and 64BIT and portable editions for both. It has Linux and Mac OSX installable packages. All of this comes with lightweight installable files.
Features of MoneyManager Ex includes multiple bank account management, stock management, multiple assets accounts management, QIF/CSV/XML import, bills reminders for recurring bills and deposits, financial calculations, budgeting, and cash flow forecasting, currency exchange rates history, and advanced reporting powered with customizable charts. It supports multiple languages as (24 languages) and has a user-friendly interface.
MoneyManager Ex was released under GNU General Public License version 2.0 (GPLv2).
Platforms: Linux, Windows (with portable editions), macOS, and Android
6- HomeBank
HomeBank is a free user-friendly accounting manager for personal use and small companies, It works on Windows, Linux and Mac OSX. It has a multilingual user-interface as it has been translated to more than 50 languages.
Accounting features
Importing data from Intuit Quicken, Microsoft Money or other software, Import bank account statements (OFX/QFX, QIF, CSV), automating operations as payments, transactions and reporting, supports multiple account types ( bank asset, credit, cash, liability), scheduled transaction, simple Month/Annual budget, dynamic automated reporting powered with charts and graphs.
- Platforms: Linux, Windows and Mac OSX.
7- Grisbi
Grisbi is a free, open source personal accounting and finance manager, It supports multiple currencies, has a user-friendly interface, supports budget management, with advanced reporting.
Platforms: Linux, Windows and Mac OSX.
You can see at once from the summary view the way your money was spent, balance on accounts, as well as overall balance.
The concept behind this home finance software lies in grouping expenses into categories. This is useful because one can see where money is going and how much is spent at a single glance, without the need to examine the reports. The system of categories is designed as a tree that may have the unlimited number of sub categories.
- Windows
- Android
- iPhone & iPad
Personal finance software for Windows
Version to install on desktop or laptop computer
This home finance software is easy to learn and use, no need to spend a lot of time studying help files. Up and running very quickly.
Download
Personal finance app for Android
All necessary features for free:
- Synchronization between multiple devices and PCs
- Almost all currencies of the world, exchange rates update
- Unlimited number of accounts, categories and family members
- Undo/redo any action
Accounting app for iPhone and iPad
Alzex Personal Finance for iOS
Sync data between Android phone, iPhone/iPad and Windows PC. Alzex Personal Finance software for iOS is fully compatible with Windows and Android versions. You can copy your existing data base file to phone or tablet and keep track of home accounts on the go.
Portable home finance software can be installed on the USB flash drive. Once installed on the USB drive, personal finance software lets you keep track of home finances at all times and across different computers.
Alzex Personal Finance software key features
Shared database on all devices
Alzex Personal Finance software can be installed on Windows PC, Android phone and iPhone/iPad. Keep track of personal finances across different devices and sync data between them.
Access restrictions & user accounts
Several people can work with the same database file. It allows you to track users who create transactions, protect transactions from changes with a password and hide them from other users.
A rich set of data management tools
A possibility to undo and redo any changes. Batch editing (grouping, renaming and other actions over sets of records). Transaction grouping, sorting and a flexible system of filters.
- Almost all currencies of the world, plus precious metals. Also you can add your own currencies.
- Unlimited number of accounts. Accounts may be grouped.
- Categories, family members, payee, projects and unlimited tags.
- Entering recurring data with a single click.
- Scheduler, loans and credits tracking, budget.
- Graphical reports help you to analyze your financial situation.
Using of personal finance software is easy!
Many people believe that keeping track of home accounting is boring and complicated. Actually, it’s not.
The problem is that most of the beginners are trying to do this in detail and they spent a lot of time on minor expenses. How to use personal finance software right.
User testimonials
-
Basically, this personal finance software is exactly what we were after, being able to track and report on our home budget.
-
I have been using Alzex Personal Finance software for over 2 years now and it is definitely the most useful home finance software installed on my machine currently.
-
This finance software feels smooth and cosy, it feels like a joy to manage my personal finance with it, with kind of strange instant satisfaction. Simply a gem.
-
I would say that since a couple of days I am evaluating your home finance software and it is really convincing… Thanks to have created this personal finance software!
Technology is growing rapidly with innovations in the market. We can do almost anything by using a tech device powered by the Internet. We must keep an eye on our finances. To help you track your finance activities, we have prepared a list of the Best 9 Free Personal Finance Software for Windows 11. Let’s collect some details first!
If you are using Windows 11 then read this: Best Personal Finance Software Free ones
Contents
- What do you mean by Finance Software?
- Best 9 Free Personal Finance Software For Windows 11
- #1. Ynab for Windows 11
- #2. Banktivity
- #3. Mint Budget Tracker for Windows 11
- #4. NerdWallet
- 6. MoneyDashboard
- #7. Buxfer for Windows 11
- #8. HomeBank
- 9. Buddi for Windows 11
- Final Words:
What do you mean by Finance Software?
Finance software is nothing but your personal money manager. It is a money management app that lets you keep an eye on your financial activities with automatic updates. Finance Software comes as standalone software or web-based software. You can choose from anyone as per your needs.
The software is designed to integrate with your personal finance data. By integrating with your personal banking, debit, and credit card details, the software displays real-time updates automatically with each transaction you made.
Most of finance software displays general accounting details, banking details, bills, investments, and retirements with general features such as banking, money planning, investment options, and more. It is a good way to deal with your financial needs and build a great future for you and your family.
If you have recently upgraded your PC system to Windows 11, this list features the Personal Finance Software for Windows 11 and older versions of Windows PCs. Yes, you can use them even on Windows 10 or other previous versions of Windows PCs. Let’s get on to the list now!
Best 9 Free Personal Finance Software For Windows 11
#1. Ynab for Windows 11
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
The software serves an easy-to-use interface which makes it a user-friendly one. Installing this software on your PC is super-easy where anyone can download and install its compatible version, and start using it with no skills. It is a basic finance software which works well for everyone.
Pros:
- Easy-to-use finance software
- Supports cross-platform
- Regular money management features
- Built-in Excel integration
- Ideal for personal and business money management
- Free trial version with 30-days available
Cons:
- Basic limited features only
Visit Ynap Website
#2. Banktivity
Banktivity is a great choice for personal users who want to manage their banking transactions without any hassle. With Banktivity, users can analyze their banking transactions.
The app lets you easily synchronize and integrate your bank accounts which gives you real-time updates when any type of transaction occurs in the integrated accounts.
It comes with easy connectivity and integration with your bank accounts. It gives easy access to check the history of your transactions bank-wise. The software is designed with great security to keep all banking-related data safe and secure!
Pros:
- Easy-to-use personal finance software
- Quick analyzing with easy integration
- Gives real-time updates
- Quick download with easy access
- Built-in privacy and security features
- Compatible with Windows 11
- Free 30-day trial version
Cons:
- Lacks two-factor authentication like most other finance software
Visit Bankitivity Website
#3. Mint Budget Tracker for Windows 11
Mint Budget Tracker is the top-rated money management and budgeting app designed for all types of PC users. The app is now compatible with Windows 11 PCs making it easier for Windows 11 users to keep track of their money transactions. The app is completely free for Windows users and it is the best one for all.
Pros:
- Built-in budget suggestions
- Ideal for personal finance with budgeting and tracking
- Real-time updates
- Built-in credit score monitor
- Easy integration with your banks
- Compatible with Windows 11
- Completely free of cost
Cons:
- Shows advertisements (being a free software)
- The investment tracking feature needs some improvement
Visit Mint Website
#4. NerdWallet
NerdWallet is an ideal finance software for personal and small business users. The software has plenty of tools to keep an eye on your financial movements. It is great software for those who want to improve their financial health by simply tracking down and managing their money transactions.
The software is a free tool that is great for basic users. It comes with account management, credit management, and many other useful tools to manage your accounts and improve your overall financial health.
Pros:
- Easy account management tool
- Ideal for personal and small business owners
- Built-in credit score manager
- A set of free-to-use tools included
- Advanced calculator for quick transaction history
- Compatible with Windows 11
- Free of cost
Cons:
- Transaction management needs some improvements
- Shows advertisements
Visit NerdWallet Website
#5. Banktree for Windows 11
Banktree is a multicurrency finance software designed for personal users who travel in different countries. It’s a cross-platform finance software that allows users to manage their money in different currencies. Yes, it supports multiple currencies and not just US dollars.
The software is a good choice for those working in different countries and wants to manage their money in different currencies. You can even scan receipts, add them to the existing list, and do a variety of tasks to manage your financial activities.
Pros:
- Supports multiple currencies
- Cross-platform support
- Built-in integration with Excel
- 30-days free trial
- Compatible with Windows 11 PCs
- Improves your financial health
Cons:
- The software is a bit tricky to use
Visit Banktree Website
6. MoneyDashboard
MoneyDashboard is yet another popular choice for those who want to improve their financial health. MoneyDashboard is a web-based money management tool that works well on Windows 11 PCs. The app gives free access to users by simply registering on their platform. It is also available for mobile devices through its mobile app for free-to-use.
Pros:
- Advanced money management tools
- Easy integration with banks
- Built-in excel integration
- Split transactions, account transfers, custom categories, and more
- Completely free-to-use
- Great security
Cons:
- The standalone version for Windows PCs is not available
Visit MoneyDashboard Website
#7. Buxfer for Windows 11
If you are searching for personal finance software with quick access to your financial activities, Buxfer is the right software for you. The software is available on the official Windows app store. Windows 11 users can go to the official store, search for the app and install it to keep track of financial activities.
This money management tool is ideal for personal finance. It is designed with high-level encryption technology which makes your system secure. The free version comes with a limited set of features; however, the free version is good enough for personal finance.
Pros:
- Ideal for personal finance
- Basic money management features
- Advanced security with high-level encryption
- Free version available
- Compatible with Windows 11 PCs
Cons:
- The free version has limited features
Visit Buxfer Website
#8. HomeBank
HomeBank is free personal accounting software for PC users. The software is designed to analyze your personal financing data, synchronize your banking data, and gives you real-time updates. It creates beautiful charts of your expenses and income and also generates daily reports that you can share with anyone instantly.
The tool comes with powerful filtering options to filter up your transactions. The world-oriented software supports 56 languages and has millions of users on the global platform. The software works well not only on Windows PCs but on Mac systems, Android, and iOS mobile platforms also.
Pros:
- Ideal for personal finance
- Designed with advanced encryption technology
- Quick analysis of financial data
- Creates beautiful charts
- Multi-language oriented
- Easy integration with other finance software
- Cross-platform support
- Available for free
Cons:
- Lack of customer support
Visit HomeBank Website
9. Buddi for Windows 11
Buddi is a top-rated personal finance and budgeting software designed for all types of users. The freeware tool is compatible with Windows 11 PCs. If you want to manage your financial activities, then Buddi is the right app for you. It comes with basic money management features to manage your financial activities.
The app analyzes your transactions, integrate with your banks, and generates real-time reports. This open-source platform is there for all types of users. It can be customized with different tweaks. The clear and unique interface of the app makes it easier for the users to install and use the app.
Pros:
- Ideal for personal financing
- Support cross-platform with open-source
- Clear and decent user-interface
- Excellent budgeting tools included
- Real-time updates
- Compatible with Windows 11
Cons:
- The software requires Java to run
Visit Buddi Website
Final Words:
The list of personal finance software for Windows 11 is increasing rapidly as developers of the existing finance software have begun building versions of their apps to make them compatible with Windows 11 PC systems.
The above list includes personal finance software compatible with Windows 11 PCs. You can use them with their standalone versions or can excess the software through their web-based versions. Each software is different from others and for that reason, you need to have a deep understanding of using them.
Explore the given free finance software for Windows 11, visit their official websites to know more about their compatibility and ease of use, and start using it with their respective free versions.